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TSA Agent Explains to Georgia’s Incoming Insurance Commissioner How Insurance Works While Patting Her Down

Officer Darrell Kimbrough says the newly elected commissioner “seemed really engaged” during his 12-minute lesson on deductibles.

ATLANTA — Travelers at Hartsfield-Jackson International Airport were treated to a rare educational opportunity Thursday when TSA officer Darrell Kimbrough, 49, used a routine pat-down to explain how insurance works to Georgia’s newly elected Insurance Commissioner, Keisha Waites.

“Okay, so insurance is basically when you pay a company money, and then if something bad happens, they pay you back,” Kimbrough explained, while carefully checking the commissioner’s left sleeve. “I know it sounds complicated. Arms up a little higher for me, sweetheart.”

Kimbrough, who said he recognized Waites “from a yard sign,” reportedly continued the lesson for the full length of the secondary screening. Topics included what a deductible is (“it’s like a cover charge”), why premiums go up (“the economy”), and his personal theory that flood insurance is “a scam unless you live on a boat.”

According to the Southeastern Institute for Checkpoint Studies, 86.2% of men who are wearing latex gloves believe it qualifies them to speak on any subject. That figure climbs to 94% when a line of people is forced to listen.

“Honestly, she seemed really engaged,” Kimbrough told reporters afterward. “She didn’t interrupt once. You can tell when somebody’s never heard this stuff before.”

Witnesses report that Waites asked several questions before throwing away tubes of liquids that were 4 ounces. Her questions included something about why credit scores matter for insurance and what a high credit score is. Kimbrough was later seen at the gate area, explaining jet engines to a Delta pilot, as Waites scanned in travelers to their flight.

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